Common Michigan Fraud Charges
Fraud is a broad term that generally involves criminal offenses relying on deception, misrepresentation, or trickery in order to obtain money or property you would not have been able to obtain by other than fraudulent means.
Michigan has many statutes differentiating different kinds of fraud offenses, many of which, are serious felonies.
Among the most common types of fraud charges seen in Michigan courts are:
Forgery — Forgery can take a number of forms in Michigan, including forging credit or debit cards, forging checks, or forging signatures on documents to obtain money or property. The penalties for forgery vary based on the nature of the offense but often are felonies punishable by imprisonment.
Credit Card Theft — It is a felony to steal someone else’s credit or debit card, also known in Michigan law as a financial transaction device, or to use a stolen credit or debit card.
Possession of Another’s Credit Card with Intent to Use — It is also a felony to possess someone else’s credit or debit card with the intent to use it without that person’s consent.
Possession of a Fake or Altered Credit Card — It’s a felony to knowingly possess a forged or altered credit or debit card. You may be sentenced to prison and costly fines if convicted.
Insurance Fraud — It’s a felony in Michigan to use false information to obtain an insurance policy or payment of an insurance claim. A conviction may result in years in prison and tens of thousands of dollars in fines.
In addition to the possibility of criminal penalties you could face, there is also the social stigma attached to one who has been charged with a criminal offense. Family members or potential employers may be reluctant to trust, and subsequently, hire you because you have been charged with an offense involving deception or misrepresentation — and important relationships in your life may be altered, especially if the alleged fraud victim is someone you know.
If you are being investigated or have been arrested for a fraud offense, your situation may feel hopeless. However, with the help of a good criminal defense lawyer, you may have a chance at fighting the charge and preserving your career, your relationships, and your future.